About This Site

Private Mortgages Alberta is an independent guide to private mortgages in Alberta. It is owned and published by Jaden Shermack.

Why this site exists

Clear information about private mortgages is hard to find. Much of what’s online is either a sales pitch or too general to help. This site explains, in plain English, how private mortgages work in Alberta: who they help, what they cost, the risks, and how to move back to a lower-cost lender.

How the guides are written

• Plain language. Terms are explained the first time they’re used.
• Honest about the downsides. The guides say when a private mortgage is the wrong choice.
• Alberta-specific. Rules and practices differ between provinces, so the guides focus on Alberta.
• No promises. The guides don’t quote guaranteed rates or approvals. Every application is assessed on its own facts.

Getting help with your situation

When you’re ready to talk about your own situation, this site refers you to a licensed mortgage broker.

[DISCLOSURE – wording pending approval]

This site provides general information only. It is not financial, legal or tax advice.